Plaid API is the REST API from Plaid, a US financial-technology company that connects apps to users' bank and financial accounts. This listing is posted by the APIs.io catalog. APIs.io does not own or sell this API; you get access from the provider, Plaid.
The API covers bank-account data, identity, transactions, income, assets, liabilities, investments, transfer, payment initiation, virtual accounts, signal, beacon, monitor and identity verification. The record describes 360 paths and 351 operations at version 2020-09-14_1.740.1, published by Plaid at github.com/plaid/plaid-openapi. Developers who build lending, payments, personal-finance or fraud-screening features would be the natural users.
Published for it in the catalog: OpenAPI, Documentation, JSON Schema and APIs.json.
Provider scores: Kin Score 84.6 (exemplar band). Agent Readiness 52.2 (agent-native band), scored 2026-10-17.
Pricing: set by the provider. The provider is listed as a paid service with no public trial, and access runs through client credentials.
Condition: a live hosted API listed in the APIs.io catalog. You call the provider's endpoint at https://production.plaid.com.
Catalog listing: https://apis.io/apis/plaid/plaid-plaid-api/ Provider: https://plaid.com/